FINANCIAL DIARY: A TOOL FOR FINANCIAL PRUDENCE . IITM JOURNAL OF BUSINESS STUDIES (JBS), [S. l.], v. 8, n. 1, p. 71–81, 2022. Disponível em: https://journals.acspublisher.com/index.php/jbs/article/view/16891. Acesso em: 3 apr. 2025.