“MODELLING THE FACTORS AFFECTING FINANCIAL LITERACY OF WOMEN TOWARDS DIGITAL PAYMENTS USING ISM AND MICMAC APPROACH ” (2024) IITM JOURNAL OF BUSINESS STUDIES (JBS), 10(1), pp. 290–305. Available at: https://journals.acspublisher.com/index.php/jbs/article/view/16679 (Accessed: 3 April 2025).